“Be a Scrooge” has a bad connotation. But that would also miss the whole story, wouldn’t it?

Maybe “being a Scrooge” could also be someone who is capable of change. That may mean hitting some horrifying event to wake up, but nevertheless, change happens. 

So, go ahead… be a “Scrooge.” It’s up to you as to which stage of that life you may find yourself. 😉